Bupa UK: Lifeline

Bupa’s Lifeline products, with three levels of coverage, are another Bupa UK product category.
In summary, these are:

  • Essential, which includes only core (inpatient) coverage up to a maximum of € 2,500,000
  • Classic, which includes inpatient and outpatient coverage up to a maximum of € 3,750,000
  • Gold, which includes unlimited inpatient and outpatient coverage

These are the main features of Lifeline products:

  • Insurance regardless the age
  • Children from the age of 91 days can be insured on their own policy
  • Free choice of hospitals
  • Free choice of doctors and therapists
  • It is possible to reduce the premium by selecting a deductible, but a large amount of deductible is not to the benefit of the customer in the case of classic and gold plans as they include outpatient coverage.
  • Coverage for chronic diseases
  • They do not give the option to cover pre-existing conditions with extra charge
  • Childbirth coverage with 10 months waiting period (classic - gold)
  • Routine Care Expenses for the baby
  • Expenses for transplant services including costs for surgical grafting from the donor
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