Bupa UK: Worldwide Health Options (WHO)

Starting with Bupa UK Worldwide Health Options (WHO) core cover, you create your own plan by simply selecting the optional benefits that are useful to you.

Coverage is worldwide. You can add USA cover or not. The maximum annual limit for the hospital plan is € 2,125,000. For the Outpatient, the maximum is € 31,250 while the annual limit for long-term prescription medicines is € 12,500.

The optional benefits are as follows:

  • Outpatient (Medical plus)
  • Medicines and Equipment
  • Wellbeing
  • Evacuation (including repatriation)

The main features of WHO are the following:

  • Insurance regardless of age
  • Free choice of hospitals
  • Free choice of doctors and therapists
  • A wide variety of deductibles are available. The client can choose any deductible in the hospital plan knowing that the deductible for the Outpatient will be only € 125 and € 60 for Medicines and Equipment
  • Congenital and hereditary diseases covered with limits
  • Chronic diseases covered
  • There is the possibility of covering pre-existing conditions with a premium loading (even if you have bought USA cover, you cannot be covered for these specific pre-existing conditions in the USA)
  • Maternity covered from the basic hospital plan with 24-month waiting period
  • Routine Care Expenses for the baby
  • Expenses for transplant services including costs for surgical grafting from the donor
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